Welcome to my page! Here, our hopes is that you find everything you need in one place. There is literally no need going back and forth. My lending partner has loan products to suit just about any situation. This, combined with my 9 plus years of real estate experience, will help make your journey much less complex.
You will receive expert assistance, connecting you with the best loan product, based on your unique need. Afterwards, the journey marches onward together, with your search for the perfect home.
Backed by years of industry experience and a commitment to excellence, you are in great hands.
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You won’t know, if you never try!
I know that buying and/or selling a home is often a complex and challenging process, but perseverance is key to achieving your goals. Market fluctuations, financing hurdles, and negotiation setbacks can create moments of frustration, yet persistence remains your strongest asset.
For buyers, staying patient and flexible opens the door to the right property at the right price. Don’t be discouraged by bidding wars or lost opportunities; each setback brings you closer to a successful purchase. Keep reviewing new listings, refining your criteria, and trusting your long-term vision.
For sellers, the journey may include price adjustments, staging refinements, and waiting for the right offer. Maintain confidence in your property’s value and stay engaged with your agent to adapt strategies as needed. Remember, every market has cycles, and perseverance ensures you won’t miss the ideal buyer.
By focusing on your end goal, seeking expert advice, and staying resilient, you will navigate the ups and downs of the real estate market. Success comes to those who keep moving forward—your dream home or ideal sale is within reach.
INVESTOR AREA! APPROACH WITH CAUTION!
Yeah, I know, Mr. or Mrs. Investor…..“this perhaps isn’t your first rodeo,” and you’ve likely been around the block a few times! But what’s a rodeo without horses, right? Whether you’re a seasoned investor with years of experience or just starting to expand your portfolio, I’m here to help guide you through the often complex and ever-changing world of real estate and mortgage solutions. From identifying and finding the perfect property to securing the most favorable financing options available, discover seamless support and expert guidance tailored precisely to your unique needs. Because every successful rodeo needs a reliable partner to rely on—and that’s exactly where I come in.
Investment type loans are available to meet your specific financial goals and property investment needs. Whether you're purchasing a rental property, refinancing an existing investment, or expanding your portfolio, these loans offer tailored terms and competitive rates. Our team will work with you to understand your situation and provide financing solutions designed to maximize your investment potential. Explore options ranging from fixed-rate to adjustable-rate loans, ensuring flexibility and affordability aligned with your strategy. Find the right investment loan that suits your objectives all in one place…RIGHT HERE!
MY FRIEND, I AM SIMPLY TALKING OPPORTUNITY!
This particular section is an “OPPORTUNITY ZONE.” Opportunity using loans that meet your particular need. Whether a first time homebuyer or investor of sorts, sometimes there’s just not enough of hard money available. This is where have access to a resourceful lender network is essential. Especially for investors, DSCR loans and the like are great financial resources. A DSCR loan is just one type loan that can really help an investor. A DSCR loan is a type of mortgage in which the lender carefully evaluates whether your rental income is sufficient to cover the loan payments. This assessment helps determine your ability to repay the loan based on the property's cash flow.
I will leave it there, but certain terms and conditions apply, when it comes to eligibility. If you are an investor, let’s talk about how I can connect you to my lender network, where all options can be discussed thoroughly.
If you just a borrower in need of monies to purchase a single family attached/detached property, or something else, we can assist with this as well. Let’s discuss some popular loan products, like the ever popular Smart Loan program offers flexible and easy financing options made just for you.
Be advised that you must find a lender that offers the Smart Loan program.
Here are just a few of the Smart Loan program’s offering:
NO overlays, hidden fees or cost through higher rates.
NO 1st-time buyer requirement.
NO income limits.
57% Max DTI (Debt-to-Income Ratio).
*620 credit score and over.
Receive up to 5% of your purchase price in assistance on your new purchase. These funds will cover your 3.5% down payment and leave over additional funds to be contributed towards your closing costs.
The funds provided are structured as a 2nd lien, amortized over 30 years, with no pre-payment penalty. You may payoff the 2nd lien at anytime, or roll the payoff into the new 1st mortgage when refinancing, provided you have sufficient enough equity to do so.
*Again, I wish to repeat that certain terms and conditions apply, when it comes to eligibility.
Just inquire, and I will get you all the details you need to make an informed decision.
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